We have had a few encounters locally, but nothing that happens regularly. The last one I remember a local farmer killed a large sow that was in his pasture near his cows. The bear had a tracking device on it and a university and local authorities-DNR got involved and it became a really bad ordeal for the farmer.
My wifes cousin lives near Gatlinburg Tenn. and the bears there have lost the fear of humans. They have to keep constant watch on the children and dogs. The bears are really destructive trying to get into trash and and anything that smells of food. I don't know what the policies are for removal in that area but the bears are a real nuisance.