Ummm... I carry when I'm walking... I carry when I'm biking... Vulnerability level seems about equal to me. In my neighborhood, bikes are popular steal items.
What did Mrs. Bullet say to Mr. Bullet? ... "We're having a BeeBee!"...
IF THE SHOE FITS, WEAR IT!... IF THE GUN FITS, SHOOT IT!
"Experience is something you don't get until just after you need it."