To Michael M: I went online and requested the paperwork/application the last week of August and received it just a couple days later. I mailed my application back that same week. Therefore, I think I am around give or take close to 3 weeks in waiting for a reply. Hopefully I will get it soon. I'm ready to spend $$$ I don't have
"When I die, I want to go peacefully like my Grandfather did, in his sleep -- not screaming, like the passengers in his car."