Only on the Internet could a discussion of reloading costs turn into a SHTF, lead confiscation argument.
This should all be really simple. Counting the hourly costs of a hobby is silly. Many among us count casting as part of the hobby, many of us don't. If I had to cast, I would DEFINITELY count my time as I would not enjoy it at all and would consider it "work" not play. As such, I would gladly do some other job that I hated less and use the money to buy bullets.
If you enjoy hunting down lead and casting, do it. If you don't, don't.
It's not the End of the World either way. Get real.