Buck, You have to realize that some of us don't WANT to work that much.
I refused overtime every time I was asked. It meant giving up my free time doing what I
wanted to do, like smelt lead or cast boolits.
What it boils down to is different strokes for different folks. You would rather work to make extra money, then go buy ammo. I'd rather do it it myself on my free time.
What's gonna happen to guys like you when TSHTF? Not if but when. One of the first things that will disappear will be factory ammo. I have enough components to load 5,000 rounds for all my guns combined. I need to buy some .22 ammo though, can't load that stuff. Ammo will be like currency.