I do not see why people would not carry everyday outside of a job restriction. You have the permit, why not use it? Go for it. Carry where it is legal. Just because I have not been in a accident while I am the driver mind you, I always wear my seat belt. Why not always carry?
SHTF vs TEOTWAWKI you ask? SHTF, just some crap on the ceiling and walls, TEOTWAWKI end of the world as we know it. Orignally made by 9mm/®™©