4runnerman, if there's no time, there's no time. Obviously, do what the situation demands.
But if there is time, might as well put on the electronics. Meanwhile, I use the Peltors when shooting in the back pasture and at the range, so I get my money's worth out of them. (I still use plugs as well, for indoor and rifle shooting.)
To add time, though, make your home harder to break into. Or, get a dog. (I have three dogs. I get warnings... about squirrels, the UPS guy, you name it.)