Tennjed, its all about what you want it for. If you search the forums people carry a Ruger SP101 IWB and they like it. The LCR is great for pocket carry. The down side to a snubnose is that you can not shoot it all day long, it starts to hurt. The SP101 is great for a range gun and CCW.
SHTF vs TEOTWAWKI you ask? SHTF, just some crap on the ceiling and walls, TEOTWAWKI end of the world as we know it. Orignally made by 9mm/®™©