Perhaps BofA would have approved your request if your business charged exorbitant fees, catered to illegal aliens, and could rely on the federal government to bail you whenever you made stupid business decisions.
I freed myself of the BofA stink two years ago in favor of a local CU. Life is so much more pleasant.
"The ultimate authority ... resides in the people alone. ... The advantage of being armed, which the Americans possess over the people of almost every other nation ... forms a barrier against the enterprises of ambition."
- James Madison