Originally Posted by Micropterus
Indeed, most insurers will hire two lawyers, one for the defendant, and one for themselves - to seek a declaratory judgement that the shooting was intentional and not covered. Once they receive their declaratory judgements, the defendant is abandoned by the insurer.
Which brings up an interesting quandary.
In either a criminal or civil case, you are claiming you shot in self-defense. That is, you are claiming that the shooting was in fact, intentional.
Depending upon your individual (home-owners) policy, you will have just met your insurers exceptions. Catch-22?