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Originally Posted by Micropterus
Indeed, most insurers will hire two lawyers, one for the defendant, and one for themselves - to seek a declaratory judgement that the shooting was intentional and not covered. Once they receive their declaratory judgements, the defendant is abandoned by the insurer.
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Which brings up an interesting quandary.
In either a criminal or civil case, you are claiming you shot in self-defense. That is, you are claiming that the shooting was in fact, intentional.
Depending upon your individual (home-owners) policy, you will have just met your insurers exceptions. Catch-22?