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Old January 13, 2010, 03:29 PM   #33
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Join Date: July 7, 2008
Location: Upper midwest
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Originally Posted by paull
Originally Posted by Vanya
And without a receipt, if the jewelry, art, TV, etc., were to be stolen from you, you'd have a hard time collecting from your insurance company...
You think?

Sure, if you have a comprehensive, up-to-date inventory including photos or videos, along with records of serial numbers, and professional appraisals of big-ticket items like jewelry and art -- and if your guns, jewelry, or whatever, are covered by separate riders, you'll probably have given your insurance agent copies of all that before the fact. But failing that, if you want the claim settled promptly, for the full value of your property, having receipts which include the model and serial numbers is your best protection.

The insurance company isn't just gonna take your word for it as to what was stolen...
"Once the writer in every individual comes to life (and that time is not far off), we are in for an age of universal deafness and lack of understanding."
(Milan Kundera, Book of Laughter and Forgetting, 1980)
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