Carry what you want, how you want and train a bunch.
I live in the country and pocket carry a 642-1 every day. When I'm in town walking into the store, or wherever, my hand is always on the grip. When I'm driving the gun is secured and ready at my side. On the tractor, the pocket holster and gun get tucked into my waistband appendix style or a coat pocket. I have speedloaders and strips pretty much everywhere - truck, tractors, pockets...you name it.
Because you can never be 'too' prepared, there's also a 22 rifle and a 12 gauge behind the seat, ready to go.
Works for me.