I don't know if you have heard of him but Michael Bane does a very good podcast called DownRange Radio. In his last podcast (#142) he talks about thinking about the "odds" when going thru life activities. Seeing the world as it is rather than we wish it to be. I would recommend it for a listen.
While one may be best prepared wearing a 1911 and carrying a tricked out AR-15 it may not be very likely that you would need such if you arre just going to the mini-mart for milk.
I pocket carry a five shot revolver and based on the lifestyle I lead I think that option suffices.
I could be wrong and be attacked by a ninja hit team so then I might be out of luck.