Right on, chris. That's pretty much how I feel about it, too.
I have a G21 in the nightstand and an Ithaca DS Police in the corner next to it.
The reason is because I'm pretty good with both of them. I would most likely grab the G21, though.
I also have a child down the hall.
I have always had dogs. I have 2 staring at me right now. Unless I tell them to be nice, they won't be.