Under the seat in a holster is okay unless you can cite a reason why it isn't... As for the "on your person" part... it plainly says that if you are not a CCWP holder, you are absolutely "NOT" allowed to have the firearm on your person in ANY state of readiness! If the firearm is holstered or stored in a "cubby" like the glove box or console, it may be loaded and even have one in the pipe. No more 3 thru 5 steps (heard both) to ready to fire. Now all you have to do is open a container like the G-box or console to draw or slip the arm from a holster.... This is 100% related to allowing a florida citizen the right and capacity to avoid mugging on the low end and carjacking/murder on the high end.