Yep, that's a reasonable summary. However, at the Polite Society - I reviewed (blah, blah - I'm a psychologist) - some of the factors that lead us to freeze or not act. Modern FOF training is designed to get us out of such action freezes by giving us experience and schemas for action. So you don't have to figure it out on the spot and then having some rehersal of the action.
That's why Michael's suggestion is one that is good and expedited by practicing such. We actually talked about that.
I wish to repeat the separation of the RKBA aspect and the practical aspect. Folks take offense sometimes at the suggestion that they would not act appropriately. Well, I don't know if I would but when I got into this paradigm, I want at least to give myself the advantage of working it out. We do see freezes and fumbles in training and the real world, some of the time.