I certainly understand expense. Going to TR or Gunsite is very expensive. One should examine the local environment.
For example, in TX - one can spend $350 for a weekend tac class with quality local trainers or a well known guest.
If one totals up the expense of ammo, etc. for matches and are frugle for half a year - you could save for it. That's my plan. Or I do some extra work.
It's well worth it.