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Old August 2, 2008, 10:16 AM   #9
Tennessee Gentleman
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Join Date: March 31, 2005
Location: Tennessee
Posts: 1,611
Good research JollyRoger,

From my experience; The biggest benefit any liability policy can offer you is defense costs!

And you want to make sure they are unlimited and not concurrent with the insurance policy limits. What that means is that the Insurance Company will pay for all your defense costs (which can be astronomical) and the cost doesn't reduce the coverage of your insurance limits.
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