Fanny pack! Carry whatever you want for concealed carry plus a spare mag, wallet, change, receipts, etc. I have been told that I would look strange without it by family who have grown accustomed to me wearing it. I have several sizes from a couple of manufactures for different occassions.
easy to wear
allows discreet access to firearm
can be carried reguardless of attire
allows full size gun carry in hot climates
allows access even in car with belt attached