Not a bad Idea at all about how to tell him! Heh, a 180 grainer might print just a bit too high though! Good idea though.
And trust me, having gone through two undergraduate degrees and to have earned an MBA, I do indeed know what you mean when you say "not a lot of money". Keep on it - your education is priceless and is/will be the best investment you ever make.
"Remember, Eagles may soar but Weasels don't get sucked into jet engines!"