OK, French-style Riots. No 911, YOUR neighbourhood.
OK. Theoretical query. The state NG is busy with a natural disaster, most of the active miltary is deployed to foreign lands, the state police, city police and sheriff are all understaffed due to reservists serving and there are limited resources. A event triggers violence. The violence grows and spreads from one community to another. EMS and fire service suspend responses into areas of violence citing lack of police protection. Atrocities are ongoing. The police simply say you are on your own. You hear what sounds vaguely like a football game coming closer. You begin seeing smoke and can identify shots being fired. Bug out or stay put?