When I am carying everything I want/can, I normally carry:
glock 19 with 2 spare mags, cell phone, keys, mini mag light, all on my belt, and a wallet in my pocket. Occasionally, I will also carry a S&W 637 in my other pocket.
I recently have acquired a knife that I want to start carrying (if I can find the room)
However, depending where I am at/how forgetfull I am, I will only have my wallet and cell phone.