In my safe, the guns are unloaded.
Two years ago, my father-in-law died, and family from all over the states converged on his home. He had quite a collection of guns. I thank God that his widow refused to open his safe until I arrived to check the weapons. Every one of them was loaded and ready to go. Had the gun ignorant know-it-all son-in-law from Indiana had access to those guns, we would possibly had two funerals that week. Always consider that it may be someone other than yourself pulling a gun from that safe.
Now the HD shotguns and my CCW are another matter. They are outside the safe, hidden but accessible, and ready to go.