I have a yellow lab and I love him he's a great hunter and buddy. The trouble with labs is the liability issue as far as being a home owner. My insurance agent warned me that lab owners have the highest liability rates as far as law suits go. He said when someone breaks into a home that has a lab as a guard dog they tend to trip over the sleeping Lab in the hallway. The resulting lawsuit by the prowler for injuries recieved in the fall causes your insurance rates to go up.
Retired Air Force